Lesemann CPA PLLC, has listed various financial calculators, to assist you in your financial planning. Most are hosted directly within our own website, however there are a few that will take you to a different website. Those listed out of our domain, will open in a new window.

AnnualĀ  Effective Interest Rate Calculator

The AER calculator is used to compare interest between different terms of loans.

Car Loan Payment Amount Calculator

Put in the loan amount, number of payments and the interest rate… and the calculator can tell you the exact payment amount!

Mortgage Calculator

This calculator will show you how much you will save if you make 1/2 of your mortgage payment every two weeks instead of making a full mortgage payment once a month. In effect, you will be making one extra mortgage payment per year–without hardly noticing the additional cash outflow. But, as your about to discover, you will certainly notice the increased cash flow that will occur when you pay your mortgage off way ahead of schedule!

Debt Investment Calculator

Before you go throwing darts on Wall Street, check to make sure you can’t earn a higher rate of return simply by investing in your own debt! For example, if you have a credit card balance that’s costing you 19% per year, and you increase your payment, you will get a guaranteed 19% return on your investment. What’s more, your earnings will be tax-free! So use this JavaScript Calculator to see how much you could be earning if you increased your payment on any one of your debts.

Automobile Total cost Comparison

When buying a car most people fail to consider ALL of the expenses that will be generated by their purchase. And because nearly all car buying scenarios come with different variables (depreciation rates, interest rates, purchase prices, insurance costs, mpg ratings, etc.), it becomes extremely difficult to compare one buying scenario with another…until now that is. This calculator will not only help you to forecast the REAL COST of buying and owning a car, but it will also help you to more accurately compare the real cost of one car buying scenario with the real cost of a second car buying scenario.

Future Value Calculator

This calculator will show you the Forgone Interest Earnings that will result after spending a given dollar amount on a non-appreciating, non-necessary purchase.

Lifetime Savings Calculator

This calculator will show you how much you’ll save over the course of your lifetime when permanently switching from any given high priced buying habit (name brand) to its functional, less expensive equivalent (generic).